CoreLogic’s March Home Value Index (HVI) has been released with all the latest must-know property market metrics, including:

• Australian home values posted a 0.3% rise in February, ending a short-lived three-month downturn.
• Melbourne (0.4%) and Hobart (0.4%) led monthly gains, where home values have previously been among the weakest. For Melbourne, the lift breaks a streak of ten consecutive months of falls.
• The mid-sized capitals Brisbane (0.2%), Perth (0.3%) and Adelaide (0.3%) have conversely lost their mantle as the strongest growth markets.
• Sydney (0.3%) and Melbourne (0.4%) home values have rebounded, driven by each of their upper quartile markets.
• Regional housing markets (0.4%) value growth continued to outpace the combined capitals (0.3%) in February. 
• National rents rose by 0.6% in February, the strongest monthly gain since May last year.
• Gross rental yields have lifted slightly to 3.72%, from recent low of 3.65%.
• While the RBA’s rate-cutting cycle is still fresh, lenders passing on lower mortgage rates should prove positive for housing markets and lift borrower confidence in the coming months.

Investments on your return

The Reserve Bank of Australia's (RBA) decision to lower the cash rate target to 4.1 per cent in February marked a significant shift in monetary policy, but the underlying message remains one of careful calibration, rather than wholesale easing.

The banks have acted immediately by reducing its variable rates but also have reduced its term deposits and saving rates.

Based on Canstar, on an average of $50,000 investment, the highest term deposit for a 2 year term is paying 4.60%.

“Finally, renters are seeing some relief after a period of extreme rental growth,” said Mr. Lawless. “Over the past five years, capital city rents have surged by 37%. The previous five-year period saw rents rise by just 5%.”

Matrix Capital Management, an Australian Financial Services License holder, offers alternative investment opportunities backed by mortgage securities over both residential and commercial properties. We provide tailored investment solutions that suit your needs, whether through pooled investments or individual deals.

Investment Opportunity Details:

Target Return: From 10% per annum, net of all fees, payable monthly, quarterly, or annually depending on the investment terms.

Investment Strategy: The fund aims to generate returns through investments in:

• Mortgages held by the Trust until maturity
• Mortgages funded for distribution to other channels
• Mortgages as alternative investment opportunities
• Units in other trusts with exposure to underlying mortgage assets

Lending:
Matrix Capital Management provides easy lending to residential, commercial, land banking & property developments. Unlike most lenders, we do not take employment history, income or credit history into considerations. Our assessment is based on the securities and exit strategies at the end of the loan terms. We will lend to most purposes with no control over the funds after settlement.

Loan Amount: $1,000,000 to $10,000,000

Interest Rate: Starting at 9.50%

Loan-to-Value Ratio (LVR): Up to 80% (first and second mortgages)

Loan Term: 6 months to 25 months

Property Types: Residential, commercial, and rural real estate

We will lend to most purposes with no control over the funds after settlement.

Purposes can be and not limited to;

ATO debts

Unlimited debt consolidations

Marriage separation payments

Business cashflow

Purchasing new business

Home improvements, developments or subdivisions

Funds for council’s DA or BA applications

Time Frame: 48 hours approval & 48 hours settlement upon certification of signed loan agreements and mortgage documents.

Contact us today on [email protected] or visit our website www.matrixcm.com